Many women carry important items in their purse, such as their keys, cell phone, an wallet. So, when a purse is stolen it can turn a person's life upside down. If your purse is stolen, it is important to act quickly in order to protect your identity and your personal safety. Take the following steps after your purse is stolen:
File a Police Report
In many cases, law enforcement will not launch an investigation for a stolen purse, but it is still important to file a police report. Having a police report will make it easier to deal with your banks and credit card companies if your debit or credit cards are used fraudulently.
Contact Your Financial Institutions
After your purse is stolen, contact your financial institutions as soon as you can to cancel your debit and credit cards. While you will have to wait for new credit cards to arrive in the mail, a lot of banks offer temporary ATM cards that you can use to access your cash outside of bank business hours. Visit a local branch of your bank to see if this service is available.
Hire a Locksmith
One of the scarier things about having your purse stolen is the fact that the thief has your keys and your drivers license with your home address printed on it. For your safety and peace of mind, it is in your best interest to hire a locksmith like one from Security Locksmiths to re-key all of the locks on the doors in your house so your old keys will not work to open the doors. Don't forget to request that the locksmith re-key your mailbox lock as well-- the last thing you want is the possibility of a thief having access to sensitive personal information that comes through the mail.
Alert the Credit Reporting Agencies
While a thief will not be able to use your debit or credit cards after they are cancelled, it is still very important to protect your identity after your purse is stolen. Since the thief has access to your drivers license, there is still the chance that he or she may try to use the information that it contains to try to open fraudulent accounts in your name. When you contact the main credit reporting agencies, you can have a flag put on your account. This will alert you if any new accounts are opened in your name without your permission.Share
1 May 2016
When I bought my first home, I was terribly inexperienced when it came to maintaining it. It seemed as if something was always broken. After spending a weekend battling with my oven, I decided that I enough was enough. I started reading everything I could about things related to the home. By the end of my research, I still could not fix my plumbing, but I could look knowledgeable as the plumber explained what was wrong. In an effort to help others avoid the tedious task of reading book after book about plumbing and appliance repairs, I started this blog. Hopefully, this information will save someone from a weekend spent wrestling with their own appliances.